User Agreement

Effective Date: January 1, 2026

I. Scope of Service

Platform Nature: Lumi is a multi-vendor e-commerce platform.

Merchant Operations: By registering and opening a store on Lumi, merchants can publish product information and sell products to users.

Role of Lumi: Lumi acts solely as a platform service provider. Unless otherwise explicitly stated, Lumi does not act as the seller of the goods.

II. Merchant Account and Qualifications

Registration Obligations: Merchants must provide truthful, legal, and valid business information for registration.

Account Security: Merchants are responsible for safeguarding their account credentials and are liable for all business activities conducted under said account.

Compliance Commitment: Merchants shall ensure that all listed products comply with relevant laws and regulations.

Violation Handling: The Company reserves the right to suspend or terminate a merchant's account if they violate laws, engage in fraudulent activities, or harm platform operations.

III. Orders and Delivery Obligations

Transaction Agreement: Orders placed by users through the App constitute a transaction agreement between the buyer and the merchant.

Performance Responsibility: Upon completion of payment, the merchant is fully responsible for order fulfillment, shipping, and after-sales service.

After-sales Policy: Unless otherwise agreed, policies regarding shipping, returns, exchanges, and refunds are determined by the merchant.

Dispute Resolution: Transaction disputes should first be resolved through friendly negotiation between the buyer and the seller.

IV. Fees and Payment

Third-Party Payment: Payments are processed by third-party service providers (such as Google Pay). Lumi does not store the payment credentials of merchants or users.

Transaction Results: The platform only transmits the order transaction status to the merchant after the payment is completed.

V. Disclaimer and Intellectual Property

Limitation of Liability: Lumi assumes no legal liability for disputes between merchants and users.

Platform Content: All text, graphics, logos, etc., within the platform are protected by intellectual property rights. Merchants may not use them without authorization.